Charge cards and credit cards: They look identical and they make purchases in the same way.
So how different can they be?
There are really only a couple of dissimilarities—but they’re doozies. Before you go applying for one or the other, you should know what they are.
The distinctions focus on two key features: credit limit and payment terms. One product requires full payment each month and doesn’t cap your spending capacity. Read More...
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A fitting motto for Swarthmore College near Philadelphia would be the exhortation that a Quaker math professor used to give her students: “Use thy gumption.” Though it seems pathetically small (547 men, 447 women), Swarthmore has such gumptious devotion to excellence that some awed academics call it the No. 1 college in the U.S. However impious this may appear to Yale or Harvard, hundreds of the country’s brightest youngsters have reason to agree. Read More...